i) SMS Charges for Savings A/c
(Individual, Small Saving, Student Saving, Saving Society)

20 Paise per transaction SMS + App. Tax (Promotional SMS free)

ii) SMS Charges for Current A/c, CC A/c and OD Against Deposit A/c.

20 Paise per transaction SMS + App. Tax (Promotional SMS free)

i) Rupay EMV Chip, INSTA EMV Chip Card Charges

Rs.100/- + App.Tax

ii) Rupay Platinum Duplicate Card Charges

Rs.150/- + App.Tax

iii) Rupay Platinum Debit Card Annual Fee Charges

Rs.125/- + App.Tax

iv) Rupay Classic Debit Card Annual Fee Charges

Rs.100/- + App.Tax

v) ATM Duplicate Pin Mailer Charges

Rs.50/- + App. Tax

vi) Replacement of Debit Card within four years from the date of issue of Debit Card.

Rs.150/- + App.Tax

vii) Replacement of Lost Debit Card

Rs.200/- + App. Tax

viii) ATM Cash withdrawal (Outside India)

0.10% of transaction value + App. Tax

ix) ATM Balance Enquiry (Outside India)

Nil

x) ATM transaction declined Charges: Only for insufficient fund (when used at other Bank’s ATMs)

Nil

xi) Transaction on Other Banks ATM for Savings A/cs

Rs.23/- + App. Tax for Financial Transactions
Rs.10/- + App. Tax for Non-Financial Transactions.
First 3 Transactions are free per Calendar Month on Metro ATMs.
First 5 Transactions are free per calendar month on Non-Metro ATMs.

Note: Charges will be applicable as per RBI/NPCI communication from time to time.

xii) Transaction on Other Banks ATM for Current A/cs

Rs.23/- + App. Tax for Financial Transactions
Rs.10/- + App. Tax for Non-Financial Transactions.

Note: Charges will be applicable as per RBI/NPCI communication from time to time.

xiii) POS transaction outside India

0.10% of transaction value + App. Tax

f)

Old Record Enquiry

i) Above 3 months upto 12 months

Rs.200/- + App.Tax.

ii) Above 12 months

Minimum Rs.300/- + App. Tax
(Rs.100/- + App.Tax. per year
for further period)

g)

Allowing A/c Operations through
Power Of Attorney.

Rs.500/- per request + App.Tax.

h)

Change in Operational Instruction

i) Change in Operational Instruction, Name Addition/ Deletion

Rs.100/- + App.Tax.

ii) Verification of Signature / Photo Attestation  

Rs.100/- + App.Tax.

iii) No Dues Certificate

Rs.100/- + App.Tax.

i)

Cash Deposit Charges

Notes:
1) # CHCWL= Cash Handling Charges Waiver Limit .
2) *AMB=Average Monthly Balance.
3) $AMU=Average Monthly Utilisation.
4) All sanctions given for waiver of cash deposit
charges on the basis of Average Monthly
Balance and Cash credit limits stands cancelled

a) Cash Handling Charges Per Month

1) Savings Account
#CHCWL = Rs. 10 Lacs + *AMB x 8

i) Upto CHCWL

NIL

ii) Above CHCWL

0.20% + App. Tax

2) Current Account
#CHCWL = Rs. 30 Lacs + *AMB x 8

i) Upto CHCWL

NIL

ii) Above CHCWL

0.20% + App. Tax

3) CC \ OD Accounts
#CHCWL = Rs. 30 Lacs + $AMU x 8

i) Upto CHCWL

NIL

ii) Above CHCWL

0.20% + App. Tax

b) Denomination Charges

For denomination below Rs.100/-
(Charges are applicable to all accounts and
irrespective of amount of cash deposited)

Rs.10 per packet of 100
Notes / Coins

j)

Notice Charges

i) Overdue Notice Charges

Rs.200 + App.Tax

ii) Other Notice / Letter issue Charges

Rs.50   +  App.Tax

k)

Standing Instruction Charges (For Loan A/c)

Per Failed SI, Rs.50/- + App. Tax per Month