1

SAVINGS & CURRENT DEPOSITS

a)

MINIMUM BALANCE CHARGES
(Failure to maintain minimum average balance per Month)

i) Savings Account

a) Charges for non-maintenance of average monthly minimum balance – Rs.40/- per month.

b) Proportionate charges will be levied for shortfall in monthly average minimum balance.

[e.g.: If monthly average balance of Rs.500 is maintained for account with cheque book facility, then charges of Rs.20/- will be levied if the shortfall is not restored in next month]

ii) For Current Account
Current A/c Minimum balance Rs. 2500/-

 Rs.150/- + App.Tax
( Per Month Till default Continue )

b)

STATEMENT CHARGES

i) Daily / Weekly / Monthly e-Statement (Savings, Current, CC, OD A/c.) through registered email as per mandate.

Nil

ii) First Monthly Statement (Print / on mail) / Passbook Printing

Nil

c)

Passbook Charges

Current A/c , CC/OD A/c

Rs.10/- + App. Tax

d)

DUPLICATE PASSBOOK / STATEMENT CHARGES

i) Duplicate Passbook (with present balance)

 Per Passbook Rs.60/- + App. Tax

ii) Duplicate Passbook (with previous entries)

Minimum Rs.150/- or Per page Rs.10/-
whichever is higher + App. Tax

iii) Duplicate A/c Statement - Per page

    1) Savings A/c

Rs.50/- + App.Tax  

    2) Current A/c

Rs.75/- + App.Tax  

iv) Specific request for System generated PDF Statement through registered E-mail

Rs.50/- + App.Tax

v) Duplicate A/c Statement with Stamp(Scanned and sent on registered E-mail)

Rs.75/- + App. Tax per page

e)

Transaction Charges

    i) Savings A/c

Free upto 50 debit transaction per month, thereafter Rs.2/- + App. Tax per debit transaction.

    ii) Current A/c

Nil

f)

Ledger Folio Charges

   i) Current A/c

- 1 folio = 1 to 50 entries.
- Per month 1 folio free.
- Above 1 folio, Charges of Rs.10/- + App. Tax per folio per month.
- 240 times monthly average balance

g)

ACCOUNT CLOSING CHARGES

   i) Savings A/c
(No charges for Small Basic Savings A/c, Basic Savings A/c, Student Savings A/c, Salary Savings A/c and Death Case)

   a) A/c closed within one year

Rs.300/- + App. Tax

   b) Unused Cheque book charges for Savings A/c.

NIL

   ii) Current A/c

 a)  A/c closed within 6 months

Rs.750/- + App. Tax

 b) A/c closed within one year

Rs.500/- + App. Tax

 c) Unused Cheque book charges for Current,CC & OD A/c.

NIL

h)

RETURN OUTWARD ( CTS/ECS/NACH/ACH/OBC)

   i) Upto Rs.1.00 Lakh

Rs.100/- + App.Tax  ( per instrument )

   ii) Above Rs.1.00 Lakh

Rs.250/- + App.Tax  ( per instrument )

   iii) OBC Inward by Post

Rs.60/- + Postage + App.Tax.